{"id":92264,"date":"2026-09-16T20:13:01","date_gmt":"2026-09-16T20:13:01","guid":{"rendered":"https:\/\/mailrelay.com\/glossary\/dunning-email-payment-reminder\/"},"modified":"2026-09-16T20:13:05","modified_gmt":"2026-09-16T20:13:05","slug":"dunning-email-payment-reminder","status":"publish","type":"glossary","link":"https:\/\/mailrelay.com\/en\/glossary\/dunning-email-payment-reminder\/","title":{"rendered":"Dunning email (payment reminder)"},"content":{"rendered":"\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong>Quick answer:<\/strong> a dunning email notifies a customer about a failed or pending payment. It aims to offer an easy fix, recover revenue, and prevent involuntary churn. It works best within a short, automated sequence, featuring a direct link to pay or update the payment method.<\/p>\n<\/blockquote>\n\n<p class=\"wp-block-paragraph\">A declined charge doesn&#8217;t always mean the customer wants to leave. Maybe their card expired, the bank blocked the transaction, or there was a one-off error.<\/p>\n\n<p class=\"wp-block-paragraph\">At that moment, the <strong>dunning email<\/strong> can save the sale and the relationship. The key is to inform clearly, reduce friction, and avoid an accusatory tone.<\/p>\n\n<p class=\"wp-block-paragraph\">A good payment reminder feels like timely help. It explains what happened, what the customer needs to do, and how much time they have to fix it.<\/p>\n\n<p class=\"wp-block-paragraph\">Additionally, an automated sequence prevents your team from chasing invoices one by one. This way, you can recover pending payments consistently and measurably.<\/p>\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n<h2 class=\"wp-block-heading\">What is a dunning email or payment reminder?<\/h2>\n\n<p class=\"wp-block-paragraph\">A <strong>dunning email<\/strong> is a message sent to recover an overdue payment or a declined transaction. It&#8217;s also known as a failed payment email, billing notice, or pending invoice reminder.<\/p>\n\n<p class=\"wp-block-paragraph\">The term <em>dunning<\/em> describes the process of claiming owed amounts through progressive messages. In digital businesses, it&#8217;s usually associated with subscriptions, SaaS, memberships, insurance, and recurring services.<\/p>\n\n<p class=\"wp-block-paragraph\">However, it&#8217;s also useful for invoice-based companies. A firm, an agency, or a B2B supplier can use it after the agreed deadline passes.<\/p>\n\n<p class=\"wp-block-paragraph\">The dunning email is part of a broader process. That process might include automatic retry attempts, in-app notices, phone calls, and temporary service suspensions.<\/p>\n\n<h3 class=\"wp-block-heading\">Difference between a dunning email, an invoice, and a formal collection notice<\/h3>\n\n<p class=\"wp-block-paragraph\">The invoice documents the transaction and the amount. The payment reminder requests action because the due date is approaching or has already passed.<\/p>\n\n<p class=\"wp-block-paragraph\">On the other hand, a formal collection notice usually appears at a later stage. It might include late fees, contractual consequences, <a href=\"https:\/\/mailrelay.com\/en\/glossary\/debt-recovery\/\" target=\"_blank\" rel=\"noreferrer noopener\">or a potential referral to debt collection<\/a>.<\/p>\n\n<p class=\"wp-block-paragraph\">The modern <strong>dunning email<\/strong> typically starts with a customer support approach. First, it assumes an oversight or technical issue. Then, it increases the urgency if the payment remains pending.<\/p>\n\n<h2 class=\"wp-block-heading\">Why does a dunning email help reduce involuntary churn?<\/h2>\n\n<p class=\"wp-block-paragraph\">Involuntary churn happens when a customer loses access to a service without deciding to cancel. A billing failure can cause this exit even if the person is still satisfied.<\/p>\n\n<p class=\"wp-block-paragraph\">The dunning email opens a fast track to fix the issue. That&#8217;s why it protects recurring revenue, customer lifetime value, and service continuity.<\/p>\n\n<p class=\"wp-block-paragraph\">It also reduces costs. Recovering an existing account usually requires less effort than acquiring a new one to replace it.<\/p>\n\n<p class=\"wp-block-paragraph\">Furthermore, a well-written reminder improves the user experience. Customers appreciate knowing there&#8217;s a problem before losing access, data, or essential features.<\/p>\n\n<p class=\"wp-block-paragraph\">Conversely, an aggressive message can breed distrust. The person might interpret a bank error as an accusation and cancel voluntarily.<\/p>\n\n<h2 class=\"wp-block-heading\">When should you send a dunning email?<\/h2>\n\n<p class=\"wp-block-paragraph\">The timing depends on the billing model and the reason for the failure. An overdue B2B invoice requires a different rhythm than a monthly subscription.<\/p>\n\n<p class=\"wp-block-paragraph\">As a general rule, send the first dunning email shortly after confirming the failed payment. If there&#8217;s an immediate automatic retry, coordinate both events so you don&#8217;t send conflicting messages.<\/p>\n\n<p class=\"wp-block-paragraph\">Before the due date, you can send a pre-dunning notice. This is especially useful when a card is about to expire or a high-value annual renewal is approaching.<\/p>\n\n<p class=\"wp-block-paragraph\">After the failure, a staggered sequence usually works better than a single email. Each message should provide context, a direct link to pay, and a proportionate level of urgency.<\/p>\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Suggested timing<\/th><th>Dunning email goal<\/th><th>Recommended tone<\/th><th>Main action<\/th><\/tr><\/thead><tbody><tr><td>3-7 days before<\/td><td>Prevent a foreseeable failure<\/td><td>Informative<\/td><td>Review payment details<\/td><\/tr><tr><td>Day 0 or 1<\/td><td>Notify about the issue<\/td><td>Friendly and helpful<\/td><td>Update method or pay<\/td><\/tr><tr><td>Day 3 or 4<\/td><td>Prevent the notice from being forgotten<\/td><td>Clear<\/td><td>Complete the payment<\/td><\/tr><tr><td>Day 7<\/td><td>Explain the impact of remaining unpaid<\/td><td>Firm but polite<\/td><td>Resolve or contact support<\/td><\/tr><tr><td>Day 12-15<\/td><td>Communicate the next step<\/td><td>Direct and transparent<\/td><td>Pay before the deadline<\/td><\/tr><tr><td>After payment<\/td><td>Confirm recovery<\/td><td>Positive<\/td><td>Return to service<\/td><\/tr><\/tbody><\/table><\/figure>\n\n<p class=\"wp-block-paragraph\">This cadence is a starting point. Adjust the intervals to your billing cycle, the amount due, and the business relationship.<\/p>\n\n<p class=\"wp-block-paragraph\">A strategic account might require human intervention sooner. Likewise, a micro-transaction can be resolved with automation and silent retries.<\/p>\n\n<h2 class=\"wp-block-heading\">How to write a dunning email that recovers payments without annoying customers<\/h2>\n\n<p class=\"wp-block-paragraph\">An effective payment reminder answers three questions in seconds: what happened, how to fix it, and what happens next.<\/p>\n\n<p class=\"wp-block-paragraph\">The person shouldn&#8217;t have to search for the invoice, navigate through multiple menus, or contact support to understand the problem. The more steps you add, the lower your recovery rate.<\/p>\n\n<h3 class=\"wp-block-heading\">1. Use a specific dunning email subject line<\/h3>\n\n<p class=\"wp-block-paragraph\">The subject line should identify the issue without sounding like a threat. It&#8217;s also wise to mention the brand, service, or invoice to provide context.<\/p>\n\n<p class=\"wp-block-paragraph\">You can use formulas like <strong>&#8220;We couldn&#8217;t process your payment for [service]&#8221;<\/strong> or <strong>&#8220;Check your payment for invoice [number]&#8221;<\/strong>.<\/p>\n\n<p class=\"wp-block-paragraph\">Avoid all-caps, repeated punctuation, and alarmist phrases in the first notice. Besides damaging trust, they can make the email look like a scam.<\/p>\n\n<h3 class=\"wp-block-heading\">2. Explain the problem with enough details<\/h3>\n\n<p class=\"wp-block-paragraph\">Indicate the amount, date, description, and invoice reference where appropriate. However, avoid displaying sensitive financial data inside the email.<\/p>\n\n<p class=\"wp-block-paragraph\">If you know the reason, translate it into plain English. &#8220;Your card has expired&#8221; helps more than an internal processor code.<\/p>\n\n<p class=\"wp-block-paragraph\">When you don&#8217;t know the cause, say so naturally. You can explain that the bank didn&#8217;t authorize the transaction and suggest a few solutions.<\/p>\n\n<h3 class=\"wp-block-heading\">3. Include a single call to action<\/h3>\n\n<p class=\"wp-block-paragraph\">The main button must lead directly to a secure page to pay or update the method. Use concrete text, like <strong>&#8220;Update payment method&#8221;<\/strong>.<\/p>\n\n<p class=\"wp-block-paragraph\">Don&#8217;t link to the homepage. Forcing the customer to log in and search for billing adds an unnecessary barrier.<\/p>\n\n<p class=\"wp-block-paragraph\">The link must be individual, secure, and time-limited. Your dunning email should never ask the customer to reply with their card details.<\/p>\n\n<h3 class=\"wp-block-heading\">4. Offer a human fallback<\/h3>\n\n<p class=\"wp-block-paragraph\">Add a reply-to address or visible access to support. Some unpaid bills stem from an incorrect invoice, a change in management, or a temporary hardship.<\/p>\n\n<p class=\"wp-block-paragraph\">A conversation can recover an account that the automated flow would lose. It also allows you to offer another method, change the date, or review the plan when appropriate.<\/p>\n\n<h3 class=\"wp-block-heading\">5. Explain the consequences without threatening<\/h3>\n\n<p class=\"wp-block-paragraph\">If you&#8217;re going to pause the service, state the exact date and its effects. For example: &#8220;We will keep your account active until October 18th&#8221;.<\/p>\n\n<p class=\"wp-block-paragraph\">Don&#8217;t announce measures your company won&#8217;t actually apply. Consistency between the dunning email and the service reinforces credibility.<\/p>\n\n<p class=\"wp-block-paragraph\">Additionally, keeping data for a reasonable period makes reactivation easier. The customer can return without repeating the entire setup.<\/p>\n\n<h2 class=\"wp-block-heading\">Dunning email sequence: a four-reminder example<\/h2>\n\n<p class=\"wp-block-paragraph\">A good sequence evolves over time. Repeating the same email four times only increases fatigue.<\/p>\n\n<p class=\"wp-block-paragraph\">The first dunning email helps. The second reminds. Then the third explains the consequence. And the last one finalizes the process closure.<\/p>\n\n<h3 class=\"wp-block-heading\">Dunning email 1: failed payment notice<\/h3>\n\n<p class=\"wp-block-paragraph\"><strong>Subject:<\/strong> We couldn&#8217;t process your payment for [service]<\/p>\n\n<p class=\"wp-block-paragraph\">Hi [name],<\/p>\n\n<p class=\"wp-block-paragraph\">We couldn&#8217;t process the payment of [amount] for [service or invoice]. Sometimes this happens due to a temporary issue or because the card has expired.<\/p>\n\n<p class=\"wp-block-paragraph\">You can review your details and complete the payment here:<\/p>\n\n<p class=\"wp-block-paragraph\"><strong>[Update payment method]<\/strong><\/p>\n\n<p class=\"wp-block-paragraph\">We will keep your service active while you sort this out. If you&#8217;ve already paid, please ignore this message.<\/p>\n\n<p class=\"wp-block-paragraph\">Thanks,<br\/>The [company] team<\/p>\n\n<h3 class=\"wp-block-heading\">Dunning email 2: friendly reminder<\/h3>\n\n<p class=\"wp-block-paragraph\"><strong>Subject:<\/strong> Your payment for [service] is still pending<\/p>\n\n<p class=\"wp-block-paragraph\">Hi [name],<\/p>\n\n<p class=\"wp-block-paragraph\">Your payment of [amount] is still pending. We wanted to let you know so you can avoid any interruption to your account.<\/p>\n\n<p class=\"wp-block-paragraph\">You can fix this in under a minute via this secure link:<\/p>\n\n<p class=\"wp-block-paragraph\"><strong>[Complete the payment]<\/strong><\/p>\n\n<p class=\"wp-block-paragraph\">Have questions about the invoice? Reply to this email and we&#8217;ll help you out.<\/p>\n\n<p class=\"wp-block-paragraph\">Thanks,<br\/>The [company] team<\/p>\n\n<h3 class=\"wp-block-heading\">Dunning email 3: pre-pause notice<\/h3>\n\n<p class=\"wp-block-paragraph\"><strong>Subject:<\/strong> Check your payment before [date]<\/p>\n\n<p class=\"wp-block-paragraph\">Hi [name],<\/p>\n\n<p class=\"wp-block-paragraph\">We still haven&#8217;t received the payment of [amount] for [account or invoice]. Your access will remain available until [date].<\/p>\n\n<p class=\"wp-block-paragraph\">To keep your service running without interruptions, update your payment method here:<\/p>\n\n<p class=\"wp-block-paragraph\"><strong>[Resolve the payment]<\/strong><\/p>\n\n<p class=\"wp-block-paragraph\">If you need another way to pay, reply to this message. Our team will review your case.<\/p>\n\n<p class=\"wp-block-paragraph\">Best regards,<br\/>The [company] team<\/p>\n\n<h3 class=\"wp-block-heading\">Dunning email 4: final payment reminder<\/h3>\n\n<p class=\"wp-block-paragraph\"><strong>Subject:<\/strong> Final notice before we pause your account<\/p>\n\n<p class=\"wp-block-paragraph\">Hi [name],<\/p>\n\n<p class=\"wp-block-paragraph\">Your payment of [amount] is still pending. We will pause your access to [service] on [date] if we can&#8217;t complete the charge.<\/p>\n\n<p class=\"wp-block-paragraph\">You can avoid this by using this link:<\/p>\n\n<p class=\"wp-block-paragraph\"><strong>[Update payment]<\/strong><\/p>\n\n<p class=\"wp-block-paragraph\">We will keep your data according to our terms to make a potential reactivation easy. We&#8217;re here if you need help.<\/p>\n\n<p class=\"wp-block-paragraph\">Best regards,<br\/>The [company] team<\/p>\n\n<h2 class=\"wp-block-heading\">How to automate a dunning email with Mailrelay<\/h2>\n\n<p class=\"wp-block-paragraph\">Automation starts in your billing system, ERP, or subscription platform. That tool detects the failed payment and triggers the event.<\/p>\n\n<p class=\"wp-block-paragraph\">Then, an integration communicates the event to your email platform. It can do this via API, SMTP, webhook, or a connector configured for your business.<\/p>\n\n<p class=\"wp-block-paragraph\">With <a href=\"https:\/\/mailrelay.com\/en\/\">Mailrelay<\/a>, you can manage contacts, personalize messages, and create simple workflows. You can also check analytics to compare the performance of each notice.<\/p>\n\n<p class=\"wp-block-paragraph\">For individual messages triggered by a billing event, our <a href=\"https:\/\/mailrelay.com\/en\/transactional-emails\/\">transactional emails via SMTP or API<\/a> offer a great solution. Your app keeps the billing logic, and Mailrelay handles the delivery.<\/p>\n\n<p class=\"wp-block-paragraph\">Another option is to update groups, tags, or fields via an integration. From that status, you can organize segments and automations based on your account settings.<\/p>\n\n<p class=\"wp-block-paragraph\">For example, the &#8220;payment status&#8221; field could change to &#8220;failed&#8221;. The workflow would send the first dunning email and wait before checking the next status.<\/p>\n\n<p class=\"wp-block-paragraph\">If the customer pays, your system must remove the contact from the sequence. This step prevents further reminders that would cause frustration and unnecessary support tickets.<\/p>\n\n<p class=\"wp-block-paragraph\">Mailrelay doesn&#8217;t replace the payment gateway or decide when to retry a charge. Its role fits into communication, email automation, and engagement analytics.<\/p>\n\n<p class=\"wp-block-paragraph\">Furthermore, our platform makes it easy to create campaigns from a simple dashboard. You can learn more about its capabilities in this <a href=\"https:\/\/mailrelay.com\/en\/blog\/2022\/09\/18\/what-is-email-marketing\/\">email marketing guide<\/a>.<\/p>\n\n<p class=\"wp-block-paragraph\">The free account lets you send up to 80,000 emails per month and manage up to 20,000 contacts. It also includes chat, ticket, and phone support, even on the free plan.<\/p>\n\n<p class=\"wp-block-paragraph\">Always check <a href=\"rhttps:\/\/mailrelay.com\/en\/pricing\/\">Mailrelay&#8217;s current terms and pricing<\/a> before designing your sending architecture.<\/p>\n\n<h2 class=\"wp-block-heading\">Segmenting payment reminders based on the cause<\/h2>\n\n<p class=\"wp-block-paragraph\">Not all missed payments need the same dunning email. The cause, the amount, and the customer&#8217;s history change the approach.<\/p>\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Detected situation<\/th><th>Most useful message<\/th><th>Recommended action<\/th><\/tr><\/thead><tbody><tr><td>Expired card<\/td><td>Indicate it needs to be replaced<\/td><td>Update card<\/td><\/tr><tr><td>Insufficient funds<\/td><td>Keep a discreet tone<\/td><td>Choose another method or retry<\/td><\/tr><tr><td>Authentication pending<\/td><td>Explain the extra step<\/td><td>Authorize payment<\/td><\/tr><tr><td>Overdue invoice<\/td><td>Show reference and date<\/td><td>Pay the invoice<\/td><\/tr><tr><td>Technical error<\/td><td>Acknowledge the issue<\/td><td>Retry without penalty<\/td><\/tr><tr><td>High-value customer<\/td><td>Add a personal touch<\/td><td>Talk to their account manager<\/td><\/tr><\/tbody><\/table><\/figure>\n\n<p class=\"wp-block-paragraph\">Segmentation also prevents irrelevant messages. If the bank blocked the charge, just asking for a new card might confuse the customer.<\/p>\n\n<p class=\"wp-block-paragraph\">You can use custom fields to insert name, plan, amount, and date. However, limit the visible information to what&#8217;s necessary.<\/p>\n\n<p class=\"wp-block-paragraph\">It&#8217;s also a good idea to adapt the language and time zone. A payment reminder sent in the middle of the night looks more automated and gets less attention.<\/p>\n\n<h2 class=\"wp-block-heading\">Metrics to know if your dunning email is working<\/h2>\n\n<p class=\"wp-block-paragraph\">The open rate provides an initial signal, but it doesn&#8217;t prove you&#8217;ve recovered the money. Also, privacy protections can skew that data.<\/p>\n\n<p class=\"wp-block-paragraph\">The main metric is the <strong>payment recovery rate<\/strong>. It is calculated by dividing recovered payments by the failed payments included in the sequence.<\/p>\n\n<p class=\"wp-block-paragraph\">You should also measure the recovered amount, time to payment, and conversion rate of each dunning email. This data shows which notice drives action.<\/p>\n\n<p class=\"wp-block-paragraph\">Clicks help detect another problem. High clicks with few payments could indicate friction, errors, or a lack of trust on the update page.<\/p>\n\n<p class=\"wp-block-paragraph\">Likewise, check replies, bounces, unsubscribes, and complaints. An acceptable recovery rate might hide a poor user experience if complaints spike.<\/p>\n\n<p class=\"wp-block-paragraph\">Link Mailrelay&#8217;s data with your billing system. That way, you can attribute revenue, stop sequences, and calculate the true ROI.<\/p>\n\n<h2 class=\"wp-block-heading\">Mistakes that make a dunning email fail<\/h2>\n\n<p class=\"wp-block-paragraph\">The most damaging mistake is continuing the sequence after the payment. Sync statuses quickly and define a priority exit rule.<\/p>\n\n<p class=\"wp-block-paragraph\">Another common flaw is hiding the sender&#8217;s identity. Use your domain, a recognizable name, and an on-brand design.<\/p>\n\n<p class=\"wp-block-paragraph\">It&#8217;s also not a good idea to include multiple buttons with different goals. The dunning email should lead to one main action and leave support as a backup.<\/p>\n\n<p class=\"wp-block-paragraph\">Avoid unexpected attachments and shortened links. Messages about payments already make people cautious, so every detail must convey security.<\/p>\n\n<p class=\"wp-block-paragraph\">Also, don&#8217;t blame the customer. Describe the confirmed fact and offer solutions without speculating about their financial situation.<\/p>\n\n<p class=\"wp-block-paragraph\">Finally, avoid a one-size-fits-all cadence. Analyze behavior by country, product, amount, and reason for decline.<\/p>\n\n<h2 class=\"wp-block-heading\">Privacy, consent, and security in payment reminders<\/h2>\n\n<p class=\"wp-block-paragraph\">An operational dunning email might have a different legal basis than a promotional newsletter. Still, you must review the applicable regulations and your customer agreements.<\/p>\n\n<p class=\"wp-block-paragraph\">Limit the message to the billing goal. Mixing a payment request with offers can create legal confusion and damage trust.<\/p>\n\n<p class=\"wp-block-paragraph\">Don&#8217;t include full card numbers, credentials, or unnecessary data. Nor should you ask for financial information via email reply.<\/p>\n\n<p class=\"wp-block-paragraph\">Use HTTPS links, authenticate your domain, and secure the update page. Likewise, provide a channel where the customer can verify the notice.<\/p>\n\n<p class=\"wp-block-paragraph\">If you operate in multiple countries, consult your legal team. Rules regarding communications, deadlines, late fees, and data retention can vary.<\/p>\n\n<h2 class=\"wp-block-heading\">Frequently asked questions about dunning emails and payment reminders<\/h2>\n\n<p class=\"wp-block-paragraph\">These brief answers resolve the most common questions before creating a sequence.<\/p>\n\n<h3 class=\"wp-block-heading\">What does dunning email mean?<\/h3>\n\n<p class=\"wp-block-paragraph\">It means a collection email or payment reminder. For recurring services, it usually notifies of a failed transaction and asks to update the payment method.<\/p>\n\n<h3 class=\"wp-block-heading\">How many dunning emails should you send?<\/h3>\n\n<p class=\"wp-block-paragraph\">Many companies start with three or four messages over two weeks. However, the amount should adapt to the value, the billing cycle, and the grace period.<\/p>\n\n<h3 class=\"wp-block-heading\">When is the best time to send the first payment reminder?<\/h3>\n\n<p class=\"wp-block-paragraph\">Send it when you confirm the failure, usually within the first 24 hours. Coordinate it with automated retries to avoid unnecessary notices.<\/p>\n\n<h3 class=\"wp-block-heading\">What subject line works best for a dunning email?<\/h3>\n\n<p class=\"wp-block-paragraph\">A clear and contextual subject line usually works best. &#8220;We couldn&#8217;t process your payment for [service]&#8221; explains the problem without blaming the customer.<\/p>\n\n<h3 class=\"wp-block-heading\">Should I mention service suspension?<\/h3>\n\n<p class=\"wp-block-paragraph\">Yes, when it&#8217;s a real and upcoming consequence. State the exact date and explain what will happen, using a firm and respectful tone.<\/p>\n\n<h3 class=\"wp-block-heading\">Is a dunning email a transactional email?<\/h3>\n\n<p class=\"wp-block-paragraph\">It typically has an operational purpose tied to a contract or payment. The specific classification depends on the content, the relationship, and applicable laws.<\/p>\n\n<h3 class=\"wp-block-heading\">Can I automate payment reminders with Mailrelay?<\/h3>\n\n<p class=\"wp-block-paragraph\">Yes, if your billing system communicates the event through the right integration. Mailrelay can handle the delivery, personalization, workflows, and email metrics.<\/p>\n\n<h3 class=\"wp-block-heading\">What should I do when the customer pays?<\/h3>\n\n<p class=\"wp-block-paragraph\">Stop all pending reminders and send a confirmation. Then, restore the service if it was paused and log the revenue as recovered.<\/p>\n\n<h3 class=\"wp-block-heading\">How do I prevent a dunning email from looking like phishing?<\/h3>\n\n<p class=\"wp-block-paragraph\">Use a recognizable sender, your authenticated domain, and your own HTTPS links. Include verifiable context, but never show full financial information.<\/p>\n\n<h3 class=\"wp-block-heading\">What&#8217;s the difference between a payment retry and a dunning email?<\/h3>\n\n<p class=\"wp-block-paragraph\">A retry attempts to charge the saved method again. The dunning email informs the customer and lets them take action when simply repeating the charge isn&#8217;t enough.<\/p>\n\n<h2 class=\"wp-block-heading\">Turn a pending charge into a good experience<\/h2>\n\n<p class=\"wp-block-paragraph\">An effective dunning email protects revenue by providing a concrete solution. It also protects the relationship by treating the missed payment as a standard issue, at least initially.<\/p>\n\n<p class=\"wp-block-paragraph\">Start with a simple sequence, connect statuses well, and measure recovered payments. Then you can tweak the subject line, cadence, and tone using real data.<\/p>\n\n<p class=\"wp-block-paragraph\">With Mailrelay, you can create and analyze these communications from an accessible platform. We offer automation, personalization, analytics, and support so email enhances your recovery process.<\/p>\n\n<p class=\"wp-block-paragraph\">The result should feel natural to the customer: they get the notice, understand the issue, and can resolve it without hurdles.<\/p>\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"template":"","class_list":["post-92264","glossary","type-glossary","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Dunning email (payment reminder)<\/title>\n<meta name=\"description\" content=\"Discover what a dunning email is, when to send it, and how to automate payment reminders that recover revenue without losing customers.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/mailrelay.com\/en\/glossary\/dunning-email-payment-reminder\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Dunning email (payment reminder)\" \/>\n<meta property=\"og:description\" content=\"Discover what a dunning email is, when to send it, and how to automate payment reminders that recover revenue without losing customers.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/mailrelay.com\/en\/glossary\/dunning-email-payment-reminder\/\" \/>\n<meta property=\"og:site_name\" content=\"Mailrelay\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/Mailrelay\/\" \/>\n<meta property=\"article:modified_time\" content=\"2026-09-16T20:13:05+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@mailrelay\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"13 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/mailrelay.com\\\/en\\\/glossary\\\/dunning-email-payment-reminder\\\/\",\"url\":\"https:\\\/\\\/mailrelay.com\\\/en\\\/glossary\\\/dunning-email-payment-reminder\\\/\",\"name\":\"Dunning email (payment reminder)\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/mailrelay.com\\\/en\\\/#website\"},\"datePublished\":\"2026-09-16T20:13:01+00:00\",\"dateModified\":\"2026-09-16T20:13:05+00:00\",\"description\":\"Discover what a dunning email is, when to send it, and how to automate payment reminders that recover revenue without losing customers.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/mailrelay.com\\\/en\\\/glossary\\\/dunning-email-payment-reminder\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/mailrelay.com\\\/en\\\/glossary\\\/dunning-email-payment-reminder\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/mailrelay.com\\\/en\\\/glossary\\\/dunning-email-payment-reminder\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/mailrelay.com\\\/en\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Dunning email (payment reminder)\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/mailrelay.com\\\/en\\\/#website\",\"url\":\"https:\\\/\\\/mailrelay.com\\\/en\\\/\",\"name\":\"Mailrelay\",\"description\":\"Mailrelay.com - 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Email Marketing Software","publisher":{"@id":"https:\/\/mailrelay.com\/en\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/mailrelay.com\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/mailrelay.com\/en\/#organization","name":"Mailrelay","url":"https:\/\/mailrelay.com\/en\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/mailrelay.com\/en\/#\/schema\/logo\/image\/","url":"https:\/\/mailrelay.com\/wp-content\/uploads\/2019\/05\/mailrelay-logo.jpg","contentUrl":"https:\/\/mailrelay.com\/wp-content\/uploads\/2019\/05\/mailrelay-logo.jpg","width":613,"height":291,"caption":"Mailrelay"},"image":{"@id":"https:\/\/mailrelay.com\/en\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/Mailrelay\/","https:\/\/x.com\/mailrelay","https:\/\/www.youtube.com\/mailrelay-email-marketing"]}]}},"uagb_featured_image_src":[],"uagb_author_info":{"display_name":"Jose Argudo","author_link":"https:\/\/mailrelay.com\/en\/blog\/author\/"},"uagb_comment_info":0,"uagb_excerpt":"Quick answer: a dunning email notifies a customer about a failed or pending payment. It aims to offer an easy fix, recover revenue, and prevent involuntary churn. It works best within a short, automated sequence, featuring a direct link to pay or update the payment method. A declined charge doesn&#8217;t always mean the customer wants&hellip;","_links":{"self":[{"href":"https:\/\/mailrelay.com\/en\/wp-json\/wp\/v2\/glossary\/92264","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mailrelay.com\/en\/wp-json\/wp\/v2\/glossary"}],"about":[{"href":"https:\/\/mailrelay.com\/en\/wp-json\/wp\/v2\/types\/glossary"}],"version-history":[{"count":1,"href":"https:\/\/mailrelay.com\/en\/wp-json\/wp\/v2\/glossary\/92264\/revisions"}],"predecessor-version":[{"id":92265,"href":"https:\/\/mailrelay.com\/en\/wp-json\/wp\/v2\/glossary\/92264\/revisions\/92265"}],"wp:attachment":[{"href":"https:\/\/mailrelay.com\/en\/wp-json\/wp\/v2\/media?parent=92264"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}